Flexible Chit Plans for Every Need

At Sri Iswarya Balaji Chits Private Limited, we offer a range of chit schemes designed to meet the unique financial needs of individuals, professionals, and business owners. Whether you're looking to save systematically or raise quick capital through auctions, our chit plans provide the perfect solution — backed by trust, transparency, and a decade-long reputation.

How Our Chit Schemes Work

A chit scheme is a monthly savings and borrowing plan:


Every scheme is:


Transparent and documented
Supervised with legal compliance

Designed to offer both liquidity and discipline

Types of Chit Schemes We Offer

Small-Saver
Plans

Ideal for homemakers, students, and early earners

  • Chit Value: ₹50,000 – ₹1,00,000

  • Tenure: 20 – 25 months

  • Low monthly subscription

  • Early access via auction option

Mid-Range Schemes

Perfect for salaried individuals and personal finance needs

  • Chit Value: ₹1,00,000 – ₹3,00,000

  • Tenure: 25 – 30 months

  • Flexible auction options

  • Regular payout cycles

Business Booster Plans

For traders, entrepreneurs, and small businesses

  • Chit Value: ₹5,00,000 – ₹10,00,000+

  • Tenure: 30 – 40 months

  • Transparent bidding process

  • Bulk subscription available

Benefits of Joining Our Chit

Savings + Credit in one instrument


Immediate access to funds through auction


Lower interest equivalent than traditional loans


Tailored options based on your cash flow


No collateral required

All information is subject to specific conditions. © 2025 iswaryabalajichits. All rights reserved​